How To

Simplifying Transactions A Step-by-Step Guide to Using PayNow for UOB One Account

Introduction 

In this digital era, traditional banking has transformed into a convenient and efficient process. With PayNow, a real-time funds transfer service, UOB One Account holders can enjoy seamless transactions. In this article, we will provide a comprehensive guide on how to utilize PayNow to transfer funds to your UOB One Account effortlessly.

Understanding PayNow

PayNow is an electronic funds transfer service that allows instant transfer of funds between individuals and businesses in Singapore. It utilizes the FAST (Fast and Secure Transfer) system, enabling real-time, secure, and hassle-free transactions. To make the most of PayNow, you need a UOB One Account and an active mobile number linked to your account.

Registering for PayNow

To get started, download the UOB Mighty app on your smartphone. Sign in using your UOB One Account details. Within the app, navigate to the “PayNow” section and select “Register for PayNow.” Follow the instructions to complete the registration process, ensuring your mobile number is verified and linked to your UOB One Account.

Setting Up PayNow

After successful registration, proceed to set up PayNow. In the UOB Mighty app, select “Profile” and then “Manage PayNow.” Next, choose “Link Account” and select your UOB One Account. Confirm the linking process by following the on-screen instructions.

Initiating a PayNow Transfer

To transfer funds to your UOB One Account, launch the UOB Mighty app and select “Transfer/PayNow.” Tap on “PayNow” and choose the recipient option. Enter the UEN (Unique Entity Number) or mobile number of the recipient associated with their UOB One Account. Double-check the information for accuracy before proceeding.

Verifying and Confirming the Transfer

After entering the recipient’s details, you will be prompted to review the transaction information, including the recipient’s name and the transfer amount. Verify the details and, if everything is correct, click on “Confirm” to proceed. Be cautious while confirming the transaction as PayNow transfers are instantaneous and irreversible.

Completing the Transaction

Once the transfer is confirmed, you will receive a transaction confirmation message. The funds will be instantly credited to your UOB One Account. You can check the transaction details and your updated balance in the UOB Mighty app. Remember to keep track of your transactions to maintain accurate records of your finances.

FREQUENTLY ASKED QUESTIONS

Why is my PayNow transfer rejected?

This might be because you have already registered that mobile number as a PayNow Proxy with another bank, in which case you will first need to de-register your Proxy from the other bank. Please note that you cannot register the same mobile number as a PayNow Proxy with 2 different banks.

How do I link my PayNow account to UOB?

To get started, simply register your mobile number and/or NRIC/FIN for PayNow on either UOB Personal Internet Banking or UOB TMRW. Don’t forget to link your NRIC/FIN to your PayNow to receive faster payouts from the Government such as AP Cash disbursements in June 2023 and Edusave Awards!

Conclusion

Leveraging the power of PayNow, UOB One Account holders can conveniently and securely transfer funds in real-time. By following the steps outlined in this guide, you can initiate and complete transactions with ease. Embrace the digital revolution and streamline your banking experience by utilizing PayNow for your UOB One Account today.

Read Also : Simplifying Digital Payments A Guide to Using PayNow and PayLah!

Editor

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